rockwealth is a chartered financial planning firm, authorised by the Financial Conduct Authority. With headquarters in Cheltenham, we work from offices across the UK.

We have a distinctive value proposition that sets us apart from our rivals:

Fiduciary principle

As fiduciaries, we act at all times for the sole benefit, and in the best interest, of our clients.

Fair and transparent fees

Instead of charging a percentage of the assets managed, we charge fixed fees, which are fairer to the client and more transparent.

Evidence-based philosophy

Our investment philosophy is based on peer-reviewed, time-tested academic evidence dating back more than half a century.

Commitment to sustainability

We were pioneers in values-based financial advice — helping clients invest in a way that benefits society and the environment, while also delivering healthy financial returns.

Behavioural coaching

Because even the best investment strategies are derailed by irrational decisions we provide ongoing behavioural coaching for all our clients.

Emphasis on planning

Everything we do is founded on a unique financial plan for your organisation, and on ensuring that you stick to the plan and achieve the goals set out in it.

Learn about the most common questions that directors and trustees of not-for-profit organisations ask about investing and asset management.

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Your rockwealth Team

Owen Williams BA (HONS) FPFS

Owen Williams, has been working in financial services for more than 15 years. He is a Chartered Financial Planner (CII), a Fellow of the Personal Finance Society (PFS) and a member of Society for Later Life Advisers (SOLLA).

Lloyd Davies FPFS

After growing up in Laurencekirk and graduating from Robert Gordon University Lloyd began life as a mortgage adviser in 2004. Gaining further qualifications and experience he then spent time as a financial adviser with Nationwide Building Society then HSBC before joining Central Investment Services. After more than nine years with the firm Lloyd left to form rockwealth Aberdeen in March 2022.

Tim Horrocks

Tim is Managing Partner of RockWealth. He has specialist expertise in investment strategy and in strategic financial planning.

Mark Vail

A Partner of RockWealth, Mark is a Certified Financial Planner and Fellow of the Personal Finance Society.

Robin Powell

Robin is a journalist and author, and a campaigner for greater transparency in the investing industry. He is RockWealth’s Head of Client Education.

Steven Williams

Using his extensive experience in both the Not for Profit (NfP) and private sectors Steven’s aim for the rockwealth NfP trustee consultancy service is to provide organisations with the option of securing their investment objectives within a sustainable investment focused framework.